Providing flexible short term loans

How much do you need?
Choose £150 to £2500
£
Over how many months?
Choose your term

If you borrow £450.00 over 4 months, including interest of £308.68, the total sum that you repay is £758.68

Your monthly repayment will be £189.67
Apply now »
Representative example

Amount and term of loan: £500 over 6 months. Amount repayable per monthly instalment: £159.39. Interest rate: 255.5% (variable). Total amount repayable is: £956.36. Representative 1072% APR.

You are applying for: £450.00 over 4 months

Before applying for a Different Money loan, stop and think. Can you afford it? Do you need it? Different Money undertakes extensive credit and affordability checks.Warning: Late payment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Before applying for a Different Money loan, stop and think. Do I need it? Can I afford repayments? If the answer to either of these is no, then do not apply. Over 2 million loans were not repaid last year. All loans are subject to status and on affordability assessment. Failure to repay a loan may harm your credit rating.

See how we are different with our short term loans

  • We give you options: making sure the short term loan you apply for is affordable to you. Different Money does not offer payday loan products

    We give you options: making sure the short term loan you apply for is affordable to you. Different Money does not offer payday loan products

  • Through our checks and assessments, we offer a loan which is affordable to you

    Through our checks and assessments, we offer a loan which is affordable to you

  • We will be clear about the total cost of your borrowing. No hidden fees. No hidden charges

    We will be clear about the total cost of your borrowing. No hidden fees. No hidden charges

  • We believe in being personal; understanding our customers' needs and personal circumstances

    We believe in being personal; understanding our customers' needs and personal circumstances

  • We offer flexible alternative short term lending products

    We offer flexible alternative short term lending products

  • Our process is completely secure and verified by the Security Standards Council as well the Direct Debit Guarantee

    Our process is completely secure and verified by the Security Standards Council as well the Direct Debit Guarantee

We recognise that high street banks aren’t for everyone, and that sometimes, they may not be able to offer you the short term finance product you’re looking for. Here at Different Money, we treat you as an individual. With our short term loans, transparency and affordability are fundamental to our proposition. If you’re struggling to find a short term finance product from a direct lender that considers you as an individual, you’ve come to the right place.

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